Guidelines:
- APR: Min. 18%
- Term: Twelve (12) to sixty (60) months.
- Minimum age required of the applicant: 23 years
- Customer Income: Min. $2,500.00
- Down Payment: Pick-up Payments acceptable
- Loan Amount: Must not exceed $19,000. Always subject to the vehicle’s history.
- FICO or Credit Score: Min. 500. (Cases with a score below 500 may be considered for review).
- Mileage: Up to 100,000.
- Vehicles: ONLY Toyota, Hyundai, Ford, Nissan, KIA, Honda, Chevrolet, Volkswagen.
Vehicles’ years between 2016 and 2023. No rebuilt accepted. Vehicles must have a Clean Title.
Indispensable documents:
- Loan Application Form.
- Proof of Identification: Florida license or passport.
- Reference Form.
- Income: three (3) months of bank statements, paystub, or W-4 form.
- Proof of Residency.
